Example of
Discharge of Mortgage by
Affidavit of Payment*


Pursuant to P.L. 1999, c.40, §3 (N.J.S.A. 46:18-11.7)

To the Clerk/Register of the County of Middlesex:

A certain Mortgaged dated January 2, 1998, made by John Smith and Mary Smith, husband and wife [mortgagor] to ABC Mortgage Company [mortgagee] in the face amount of $100,000.00, plus interest, and recorded January 20, 1998 in the Office of the Clerk/Register of the County of Middlesex in Mortgage Book 1234, pg. 567 [and thereafter assigned to XYZ Mortgage Company by Assignment of Mortgage dated February 2, 1998, recorded February 21, 1998 in Assignment Book 432, pg. 678] has been paid in full or otherwise satisfied, and the same is to be discharged of record, in accordance with the annexed affidavit, which is submitted pursuant to P.L. 1999, c. 40, §3 (N.J.S.A. 46:18-11.7).

In witness whereof, the undersigned has executed this Discharge on ___________ ____, 2000.

XYZ MORTGAGE COMPANY _______________________________

By: Richard Roe, An Attorney-at-Law of New Jersey,
its Agent or Attorney- in-Fact, appointed pursuant to
N.J.S.A.46:18-l1.7**

State of NewJersy
County of Middlesex, ss.:

Be it remembered that on ______________, 1999, there personally appeared before me, the undersigned authority, Richard Roe, an Attorney-at-Law of New Jersey, who acknowledged under oath to my satisfaction that he is the person who executed the within instrument, and that he did so as agent or attorney- in-fact for XYZ Mortgage Company, pursuant to P.L. 1999, c. 40, §3 (N.J.S.A. 46:18-11.7).

* The wording used in this form of discharge is recommended. However, unlike the affidavit of payment, the text is not set forth in the statute.

** Note that a licensed title insurance producer may also execute the affidavit of payment and discharge .

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Example of First Notice to Holder of Mortgage || Example of Second Notice to Holder of Mortgage
Example Affidavit of Payment to Discharge Mortgage || Example of Discharge of Mortgage by Affidavit of Payment